The waiting period is when you can’t get all or any health insurance benefits from the insurance company
The waiting period is when you can’t get all or any health insurance benefits from the insurance company
If no waiting period, individuals might sign up for insurance, immediately claim costly hospital treatments
If no waiting period, individuals might sign up for insurance, immediately claim costly hospital treatments
Why ......
Why ......
Initial Waiting Period
Initial Waiting Period
Types
Types
Disease Specific
Disease Specific
Pre-existing waiting period
Pre-existing waiting period
Maternity waiting period
Maternity waiting period
New born baby
New born baby
You cannot claim any benefits from your insurance company during the waiting time.
You cannot claim any benefits from your insurance company during the waiting time.
Initial Waiting Period
Initial Waiting Period
Congenital disorders, lifestyle diseases, or other illnesses are subject to a waiting period.
Congenital disorders, lifestyle diseases, or other illnesses are subject to a waiting period.
Disease Specific
Disease Specific
12-24 Month
12-24 Month
The time frame for waiting for the treatment of each condition is different
The time frame for waiting for the treatment of each condition is different
Disease Specific
Disease Specific
12-24 Month
12-24 Month
A waiting period of 4 years for pre-existing diseases is a standard feature in all health insurance plans.
A waiting period of 4 years for pre-existing diseases is a standard feature in all health insurance plans.
Pre-existing Disease
Pre-existing Disease
24-48 Month
24-48 Month
Report any existing condition before applying for the policy so that the disease is covered within the time frame.
Report any existing condition before applying for the policy so that the disease is covered within the time frame.
Pre-existing Disease
Pre-existing Disease
Insurance company provide cover to New Born Babies are attained age of 90 days.
Insurance company provide cover to New Born Babies are attained age of 90 days.
New Born Babies Waiting Period
New Born Babies Waiting Period
Maternity benefit is not offered with every health insurance plan.
Maternity benefit is not offered with every health insurance plan.
Maternity Waiting Period
Maternity Waiting Period
9-36 Month
9-36 Month
Specific health insurance plans allow the duration of the maternity waiting period from 9 months to 3 years.
Specific health insurance plans allow the duration of the maternity waiting period from 9 months to 3 years.
Maternity
Maternity
It is essential to read the fine print of the policy waiting periods of a health insurance policy and pick the plan with the lowest waiting period.
It is essential to read the fine print of the policy waiting periods of a health insurance policy and pick the plan with the lowest waiting period.
Read More
Read More