Why Health Insurance claim rejected?

Here are some reasons that your health insurance claims could be rejected.

1

information about income, age, occupation details or any other details requested during the application 

Incomplete Claim Information

2

There was insufficient information provided with the claim or pre-authorization request.

Missing Detail

3

When an insured person hides their medical history, there is a higher chance that their health insurance claim will be denied.

Non-Disclosure of Medical Information

4

To be able to claim successfully your health insurance policy needs to be valid and not expired.

Lapsed Policy

5

Health insurance claims may be denied in situations in which the policyholder file the claim after the time period. 

Delay in filing Claim

6

health insurance plans do not cover any diseases you already might have while buying the policy 

Pre existing disease

7

mandatory waiting time of at least 30 days  , If you submit claim within waiting period. Claim Rejected

Waiting period

8

If you are not hospitalized for a minimum 24 hours and are discharged early by the hospital 

Hospital Stay

9

If you do not know the policy has expired and you make claims, they will be rejected.  

Policy Period

Health insurance is  best methods to ensure medical bills from illness, surgeries

"