Investing

Affect Your Portfolio: Investing Biases

By Rajendra

Sep 4,, 2022

 There are no fixed principles and rules that may fit financial plans for different investors.

Investing is an art rather than a science.

This also serves as a basis -how stock markets operate,  where two participants—a buyer and a seller— take opposing positions on the same stock.

One of the investors is selling the stock, while the other investor is buying the stock in anticipation of future appreciation.

The term is derived from sheep herd, wherein each of the sheep follows what others in the group are doing.

Herd Investing

Herd investing is the practice of purchasing stocks or mutual fund schemes based on the actions of other investors.

Herd Investing

Investment decisions are based on wide market consensus rather than the fundamental analysis of the investors.

Herd Investing

It refers to the bias in investing when investors look for psychological support for their investment opinions.

Confirmatory Bias

If they have a strong opinion on certain stocks, mutual fund plans, or markets, they are likely to stick with it.

Confirmatory Bias

It is also possible to have the right view, yet even this opinion may need to be revised and reexamined if the situation changes.

Confirmatory Bias

Investors frequently have a tendency to seek external validation of their analysis.

Self-Attribution Bias

As a result, they can prefer investing in specific sectors or firms based on their knowledge & study.

Self-Attribution Bias

Since the investments may be focused on specific sectors, themes, etc., such an investing bias results in reduced portfolio diversification.

Self-Attribution Bias

This refers to the investors' tendency to stay onto the stocks that are losing money while taking profits on their winning strategies.

Disposition Bias

As a result, gains are realized more quickly, and the loss-making schemes are retained for a longer period of time.

Disposition Bias

It refers to the fact that investors base his investing decisions on a range of emotions, fear, greed, wrath, excitement, etc.

Emotional Investing Bias

Investment biases can result in a number of poor investment choices, which one should try to avoid.

Emotional Investing Bias

As a result, behavioral investing must be the main focus for a positive investing experience.