By Cali Crystal             May 19, 2020

Mutual Fund

HDFC Children's gift fund

By Rajendra

Apr 8, 2023

image source -HDFC MF

Scheme Analysis

Category 

Child Fund

Inception

Mar 2, 2001

Benchmark

Nifty 50 Hybrid 50:35

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AUM  - 6,157 Cr

Fund Manager

Chirag Setalvad & Anil Bamboli

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HDFC Children Gift Fund

Empower & strengthen your child future, today. Don't let finances get in way of your child dream

Top 5 Holding

HDFC Bank

ICICI Bank

Reliance

Infosys

HDFC

5.14

4.85

4.69

3.88

3.05

Total  -  21.61

Saving for education has become even more important due to the rising costs of all professional degrees.

Bank

Information Technology

Industrial Product

Top 5 Sector

15.61

6.89

6.29

5.21

4.60

Finance

Oil & Gas

Prepare for best

- A professional degree can cost up to 23 lakh.

- Similar course taken overseas could cost so much

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Market Cap Exposure

Equity

G-Sec

64.78%

23.26%

HDFC Children's Gift Fund

Debt-liquid

14.96%

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SIP Performance

Exit Load

upto 12 month - 1%

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As on 28 Feb. 2023

1 Year

3 Year

5 Year

Period

Value

12,617

45,809

85,804

Returns

9.63%

16.31%

14.33%

Monthly SIP of 1,000

Prepare for best

- Premium institutes can set their own prices, & inflation will raise these numbers every year.

So, be prepared for the best.

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Scheme Performance

Exit Load

Upto 1 Year - 1.00%

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As on  28 Feb. 2023

1 Year

3 Year

5 Year

Period

Returns

10.78%

17.58%

11.41%

Save regularly with a goal in mind

Your child's dream shouldn't be hampered by money.

How Funds help you

-Options to invest regular in small does or lump sum

-Diversification even with a small investment

-Liquidity

-Tax benefits

Key feature

Investment will be made in name of a minor

Parent will operate folio till the child attains majority

Key feature

No limit on investment

Investment made as many times till the minor turns 18