pnb fdPNB Housing Finance Ltd has revise Interest Rates on their Fixed Deposit Scheme w.e.f. 13 May 2013.  Revise Interest Rate as per below post. Latest Updates…….


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[wptabtitle] FD Rate[/wptabtitle] [wptabcontent]

FD Rate Chart  

Non- CumulativeCumulative
PeriodHalf Yearly Interest
Compounded Half Yearly
12, 24 & 36 Months9.30%9.30%
48 & 60 Months9.20%9.20%
72 & 84 Months9.15%9.15%

Notes :

  • Additional Interest .25% for  Senior Citizens
  • For Non Cumulative payment Interest Half yearly Compounded & paid  Half Yearly calculated.
  • For Cumulative Interest compounded Half Yearly  and payable on Maturity.
  • TDS is applicable will be deducted if interest income is more than 5000, however no TDS will be levied if a duly Form 15G/H  is submitted.
  • Payment of Interest in Scheme A through post dated cheques in Advance, Interest payment Date- 31 March, 30 June, 30 Sep, 31 Dec
  • Pan Card Compulsory 


[wptabtitle]Company Profile[/wptabtitle] [wptabcontent]

PNB Housing Finance Limited (PNBHFL) is a registered housing finance company with National Housing Bank (NHB). It was incorporated under the Companies Act, 1956 and commenced its operations on November 11, 1988. PNBHFL is a subsidiary of Punjab National Bank (PNB).

On December 9, 2009, it entered into a strategic financial partnership with Destimoney Enterprises Private Limited (DEPL). With over two decades of specialised experience in housing finance, PNBHFL has a robust network of branches spread across the country which help its customers avail financial services (loans and deposits) seamlessly.


[wptabtitle]Doc Required[/wptabtitle] [wptabcontent]

Who can Apply

Residence Individual , Minor through their Guardians, Register Trust , Register Societies


Duly filled Application Form with Photograph

Proof of Identity : Passport, Pan Card, Voter ID, Driving License

Proof of Address : Telephone Bill, Bank A/c Statement, Electricity Bill, Ration Card, Letter from Employer




[wptabtitle] Cancellation[/wptabtitle] [wptabcontent]

Premature withdrawal

Minimum lock-in period for all types of deposit shall be 3 months.

The interest rates for prepayment of deposits are as under:

  • After 3 months but before expiry of 6 months from the date of deposit – No Interest
  • After 6 months but before expiry of 12 months from the date of deposit- 3% lower than the minimum prescribed rate on the applicable scheme
  • After expiry of 12 months but before the date of maturity – 2% lower than the minimum prescribed rate on the applicable scheme



[wptabtitle]Rating/Grade[/wptabtitle] [wptabcontent]

BONDS                                       –      CRISIL AA/ stable & CARE AA+
Fixed Deposit Programs    –      FAA+ stable

 (Read : How to select good FD)



[wptabtitle]Download[/wptabtitle] [wptabcontent]

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