Manage and streamline operations across multiple locations, sales channels, and employees to has improve efficiency and your bottom line.

Flexibility

Start with just ₹ 1000 per annum through Lumpsum or SIP

Low Cost

Annual fees on investment less than 0.09%

Power of Compounding

Lock-in till 60 years ensure subscribers remain invested for a long period of time.

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NPS Pune Offline service

NPS Scheme Tax Benefits for Individuals

Any individual who is a subscriber of the NPS can claim a tax deduction up to 10% of the gross income under Section 80CCD (1) within the overall ceiling of Rs.1.5 lakh, under section 80CCE.

Exclusive NPS Tax Benefits for subscribers u/s 80CCD(1B)

An additional deduction for the NPS investment up to Rs.50,000 (Tier I account) is exclusively available for the NPS scheme under subsection 80CCD (1B). This is over and above the deduction of Rs.1.5 lakhs available under section 80C of the Income Tax Act,1961.

National Pension System (NPS) is a voluntary, defined contribution retirement savings system. This retirement scheme is designed to facilitate a regular income post retirement and is based on the unique Permanent Retirement Account Number (PRAN) which is allotted to every individual that applies for the same. The Indian govt. has created this scheme with security of the individual’s income in mind and offers some wonderful benefits for NPS Account holders.

The charges involved for NPS Registration and Payment of Initial contribution are as under:

Registration ChargesRs. 200 + GST
Contribution Chargesupto 0.50% of contribution , subject to Min. Rs.30/- and Max- Rs.25000/-
 

It is also known as pension account. Withdrawal from this account is restricted till the subscriber attains the age 60 years. Minimum yearly contribution requirement in this account is Rs. 1,000. This account provide Tax Benefit(additional 50,000).

It is a normal investment account. Withdrawal from this account can be done as per the need of the subscriber.

Under this option, subscriber can select the asset allocation among equity, corporate bonds and government securities as per his choice.

Under this option, fraction of funds invested across three asset classes is determined by a pre – defined portfolio which will be based on the age of the subscriber

  • Up to 60% of corpus can be withdrawn in lump sum
  • Minimum 40% of the corpus needs to be invested in annuity
  • If your valuation less than 5 lakh then you withdrawal full amount. No need to take annuity.