assists senior citizens in saving for retirement and receiving quarterly interest payments 

Senior Citizen Savings Scheme (SCSS) -  Apr 2023

8.20% Interest

Only one deposit in the account in multiple of INR 1000/- maximum not exceeding  of INR 15 lakh.

Feature

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Who can open

An individual above 60 years,  Joint Holder,  Retire Civilian Employee  above 55 Civil Defense Employee above 50

Where to Look:

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Interest

Interest shall be payable on quarterly basis No TDS will be deducted if form 15 G/15H    

Where to Look:

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Premature Closure

Account can be prematurely closed any time after date of opening closed before 1 year, no interest will be payable  

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Maturity

Account may be closed after 5 year from the date of opening by submitting prescribed application 

Where to Look:

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Repayment on the death 

In case of death of account holder, from the date of death, account shall earn interest at the rate of PO Savings Account.

Where to Look:

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PUNEINVEST

full detail article

Post Office Senior Citizen Saving Scheme offers many benefits to individuals. .

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