The waiting period is when you can’t get all or any health insurance benefits from the insurance company

The waiting period is when you can’t get all or any health insurance benefits from the insurance company

If no waiting period, individuals might sign up for insurance, immediately claim costly hospital treatments

Why ......

Why ......

Initial Waiting Period

Disease Specific

Pre-existing waiting period

Maternity waiting period

New born baby

You cannot claim any benefits from your insurance company during the waiting time.

Initial Waiting Period

Initial Waiting Period

Congenital disorders, lifestyle diseases, or other illnesses are subject to a waiting period.

12-24 Month

The time frame for waiting for the treatment of each condition is different

Disease Specific

Disease Specific

12-24 Month

A waiting period of 4 years for pre-existing diseases is a standard feature in all health insurance plans.

Pre-existing Disease

Pre-existing Disease

24-48 Month

Report any existing condition before applying for the policy so that the disease is covered within the time frame.

Insurance company provide cover to  New Born Babies are attained age of 90 days.

New Born Babies Waiting Period

New Born Babies Waiting Period

Maternity benefit is not offered with every health insurance plan.

Maternity Waiting Period

Maternity Waiting Period

Specific health insurance plans allow the duration of the maternity waiting period from 9 months to 3 years.

It is essential to read the fine print of the policy waiting periods of a health insurance policy and pick the plan with the lowest waiting period.