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Explore our collection of 154 articles on mutual funds, SIP, fixed deposits, insurance, and financial planning.

Buy Now Pay Later (BNPL) in India (2026): How It Works, Fees, Risks & Alternatives | PuneInvestInvesting

Buy Now Pay Later (BNPL) in India (2026): How It Works, Fees, Risks & Alternatives | PuneInvest

How BNPL works in India (2026): 15-day to 12-month plans, interest 0–30%, fees Rs 200–500 late charge, CIBIL impact, RBI rules and when to use vs credit card EMI or loan.

Claim Settlement Ratio vs Incurred Claim Ratio in Health Insurance (2026 Guide) | PuneInvestInsurance

Claim Settlement Ratio vs Incurred Claim Ratio in Health Insurance (2026 Guide) | PuneInvest

What claim settlement ratio (CSR) and incurred claim ratio (ICR) mean in health insurance, ideal ranges (CSR >95%, ICR 55-85%), formulas, IRDAI 2023-24 data and how to use both together.

Credit Card Balance Transfer in India (2026 Guide): Fees, Best Banks & How It Works | PuneInvestInvesting

Credit Card Balance Transfer in India (2026 Guide): Fees, Best Banks & How It Works | PuneInvest

Credit card balance transfer in India 2026: how it works, fees (1-3% + 18% GST), per-bank offers from SBI, HDFC, ICICI, Axis, Kotak and RBL, true cost vs personal loan, CIBIL impact and 5-step payoff plan.

Top 10 Buy Now Pay Later (BNPL) Apps in India (2026): Features, Fees & Comparison | PuneInvestInvesting

Top 10 Buy Now Pay Later (BNPL) Apps in India (2026): Features, Fees & Comparison | PuneInvest

10 active BNPL apps in India (2026): Amazon Pay Later, Flipkart Pay Later, Paytm Postpaid, Simpl, LazyPay, Mobikwik ZIP, ICICI PayLater, Freecharge, Slice and Uni — limits, fees, interest and eligibility compared.

How to Download Capital Gain Statement from CAMS (2026): Step-by-Step for ITR | PuneInvestMutual Funds

How to Download Capital Gain Statement from CAMS (2026): Step-by-Step for ITR | PuneInvest

Download CAMS capital gain statement for all CAMS-serviced mutual funds (2026): PDF/Excel format, FY selection, FIFO gains, equity/debt classification for ITR filing via camsonline.com.

e-Insurance Account (eIA) in India (2026): Benefits, How to Open & Convert Policies | PuneInvestInsurance

e-Insurance Account (eIA) in India (2026): Benefits, How to Open & Convert Policies | PuneInvest

e-Insurance Account (eIA) 2026 guide: benefits of demat insurance, 4 IRDAI repositories (NDSL, CDSL/CAMSRep, KFin), how to open with Aadhaar eKYC, convert paper policies and fees.

How to Apply for PAN Card Online (2026): NSDL, UTI & Instant e-PAN via Aadhaar | PuneInvestTax

How to Apply for PAN Card Online (2026): NSDL, UTI & Instant e-PAN via Aadhaar | PuneInvest

PAN card application in 2026: instant e-PAN in 10 minutes via Aadhaar, or NSDL/UTIITSL Form 49A/49AA online/offline — documents, Rs 107/922 fee, eKYC steps and status check.

How to Select the Right Mutual Fund in India (2026 Checklist): 12-Point Guide | PuneInvestMutual Funds

How to Select the Right Mutual Fund in India (2026 Checklist): 12-Point Guide | PuneInvest

12-point mutual fund selection checklist (2026): goals, horizon, category, risk, rolling returns vs benchmark, expense ratio, AUM, fund manager, Sharpe, SD, beta and post-2024 tax rules.

The Power of Compound Interest: A Guide to Building Wealth Over TimeMutual Funds

The Power of Compound Interest: A Guide to Building Wealth Over Time

How compound interest works, why starting early matters, and factors like time and rate that grow wealth - plus compound vs simple interest.

Top Listed ETF in IndiaMutual Funds

Top Listed ETF in India

the top listed ETFs in India will help you get started with low-cost, diversified investments

How to Invest in Silver in India (2026): ETFs, Gold-Silver Ratio & TaxMutual Funds

How to Invest in Silver in India (2026): ETFs, Gold-Silver Ratio & Tax

A practical guide to silver investment in India: why silver has two demand engines, how to read the gold-silver ratio, silver ETFs vs digital vs physical silver, current tax rules, and who should actually buy.

Exchange-Traded Funds (ETFs): A Smart, Simple way to InvestMutual Funds

Exchange-Traded Funds (ETFs): A Smart, Simple way to Invest

ETFs explained: how they track indexes like Nifty 50 and S&P 500, key benefits like low costs, and a 4-factor framework for picking the right ETF.

Top 5 Mutual Fund Companies in IndiaMutual Funds

Top 5 Mutual Fund Companies in India

Top mutual fund companies in India ranked by age, AUM, and 3-year performance, including the best large-cap, midcap, and small-cap funds with CAGR.

Business Cycle Fund-What You Need to KnowMutual Funds

Business Cycle Fund-What You Need to Know

Business cycle funds explained: the four economic phases, how to time investments and rotate sectors, plus a list of Indian business cycle funds by AUM.

Simpl Pay later ReviewInvesting

Simpl Pay later Review

learn how Simpl Pay Later pro cons, their charges and your shopping experience with deferred payments and seamless integration with various platforms.

Investment Option for Child FuturePersonal Finance

Investment Option for Child Future

invest a part of your earnings into mutual fund to help your child be financially ready It is possible to help your child reach their goals through these funds.

Are Mutual Funds Safe?Mutual Funds

Are Mutual Funds Safe?

The answer is that it depends on the individual mutual fund and the level of risk that you are comfortable with

Kisan Vikas Patra: Double your Money in 115 Months with Post OfficeInvesting

Kisan Vikas Patra: Double your Money in 115 Months with Post Office

KVP plan offers the potential to double your money over a period of 10 years, making it an attractive option

The Ultimate Guide to Boosting Your Credit ScoreInvesting

The Ultimate Guide to Boosting Your Credit Score

How to improve your credit score: check your credit report, pay bills on time, keep utilization under 30%, diversify credit, and avoid hard inquiries.

Axita Cotton Company Share updateInvesting

Axita Cotton Company Share update

Axita Cotton share update: company overview, stock split and bonus history, promoter stake surge to nearly 70%, and technical outlook near Rs 27.

The Time and Money You Need for 1 Crore via Mutual Fund SIPMutual Funds

The Time and Money You Need for 1 Crore via Mutual Fund SIP

One of the common financial goals for many individuals is to accumulate 1 Crore (10 million) through investments.

PayTM Stock: High-Growth Potential or Risky Bet?Mutual Funds

PayTM Stock: High-Growth Potential or Risky Bet?

Paytm stock analysis: how RBI restrictions on Paytm Payments Bank and a 40% price drop shape the risk outlook, plus SoftBank and Alibaba exits.

Flipkart Pay Later Review: Is It Worth It?Investing

Flipkart Pay Later Review: Is It Worth It?

Flipkart Pay Later is a credit-based payment option offered by the Indian e-commerce platform Flipkart.

Securing Your Golden Years: A Guide to Retirement PlanningPersonal Finance

Securing Your Golden Years: A Guide to Retirement Planning

Retirement planning guide for Indians: government schemes like EPF, PPF, NPS and SCSS, investment options, tax-saving choices, and budgeting for retirement.

Mutual Funds and Alpha: A Simplified GuideMutual Funds

Mutual Funds and Alpha: A Simplified Guide

A good Alpha in a mutual fund is one that is positive and consistent over time, while a low Alpha is an indication of underperformance relative to the benchmark.

Secure Your Future with Smart Retirement PlanningPersonal Finance

Secure Your Future with Smart Retirement Planning

Making plans for your retirement is among the most crucial tasks in your life. No responsible investor can ignore the necessity to build Retirement Plan.

Understanding Premature Withdrawal of Fixed DepositsMutual Funds

Understanding Premature Withdrawal of Fixed Deposits

Premature FD withdrawal explained: penalty calculations, lower interest rates, lost interest, and how to close a fixed deposit early online or in person.

Demystifying Capital Gain Statements and Their Importance:Mutual Funds

Demystifying Capital Gain Statements and Their Importance:

Understand capital gain statements: cost basis, holding periods, short-term vs long-term tax rates, record-keeping, and strategies like capital loss harvesting.

Understanding Mutual Fund SWP PlansMutual Funds

Understanding Mutual Fund SWP Plans

Systematic Withdrawal Plans (SWPs) explained: how they turn mutual fund units into regular income, key benefits, tax efficiency, and who should use them.

Process to Download SBI Mutual Fund Capital Gain Statement?Mutual Funds

Process to Download SBI Mutual Fund Capital Gain Statement?

To download your SBI Mutual Fund Capital Gain Statement, you can follow these steps:

Mutual Fund- How to check good NAV?Mutual Funds

Mutual Fund- How to check good NAV?

Price per unit for a mutual fund scheme is known as NAV, or net asset value. The NAV is used as the basis for buying and selling mutual funds.

Mobikwik ZIP Pay Later ReviewTax

Mobikwik ZIP Pay Later Review

High-interest credit options can be financially risky. For short-term credit, like 10-15 days, a 60% interest rate is steep. In contrast, banks offer only 7% interest on savings....

Is Flexi Cap Funds Right for You?Mutual Funds

Is Flexi Cap Funds Right for You?

A Flexi Cap Fund is a type of mutual fund that can invest across market capitalizations.

Understanding Monetary Policy in IndiaInvesting

Understanding Monetary Policy in India

Everyone is talking about monetary policy after reading the news. Here are the main strategies for sustaining strong economic growth

Flipkart Pay Later: Frequently Asked Questions (FAQs) AnsweredGold

Flipkart Pay Later: Frequently Asked Questions (FAQs) Answered

have questions about how Flipkart Pay Later works, you've come to the right place.

All Mutual Fund Customer CareMutual Funds

All Mutual Fund Customer Care

Directory of customer care numbers, emails, and websites for over 40 mutual fund companies in India, from Aditya Birla to WhiteOak Capital.

Know how to redeem Mutual Fund in various ways?Mutual Funds

Know how to redeem Mutual Fund in various ways?

Ways to redeem mutual fund units: through AMC websites or offices, registrars like CAMS and KFIN, and brokers, plus exit load, tax, and turnaround time.

Avoiding Pitfalls: Common Mistakes When Using Pay Later ServicesInvesting

Avoiding Pitfalls: Common Mistakes When Using Pay Later Services

By understanding the terms, budgeting wisely, meeting payment deadlines, managing interest charges, and diversifying payment methods,

Paytm HDFC Bank Credit Card: Comprehensive OverviewInsurance

Paytm HDFC Bank Credit Card: Comprehensive Overview

Full review of the Paytm HDFC Bank credit card: cashback rates up to 2%, Rs 500 annual fee with waiver criteria, key benefits, and eligibility.

Tactical Asset Allocation: Balancing Risk and OpportunityPersonal Finance

Tactical Asset Allocation: Balancing Risk and Opportunity

Tactical asset allocation is a flexible strategy that involves actively adjusting allocation of a portfolio's assets based on different markets

Investing in Small-Cap Mutual Funds: Exploring the Potential and RisksMutual Funds

Investing in Small-Cap Mutual Funds: Exploring the Potential and Risks

Blockbuster returns are possible with small cap funds. Small-cap equity funds, are the riskiest sort of funds you can add in your portfolio.

Start the New Year with a Refreshed Portfolio!Mutual Funds

Start the New Year with a Refreshed Portfolio!

it's time to review your portfolio. Take a look at all of your investments & assess they are still meeting your financial goals and risk tolerance.

ELSS Fund Redemption ProcessMutual Funds

ELSS Fund Redemption Process

How ELSS redemption works: the 3-year lock-in from unit allotment date, plus rules for lump-sum vs SIP redemptions and partial withdrawal.

How to – SIP Cancellation ProcessMutual Funds

How to – SIP Cancellation Process

Want to Cancel your Mutual Fund SIP ? will tell you Step by Step process to cancel your SIP easily.

Download Excel Mutual Fund SIP CalculatorMutual Funds

Download Excel Mutual Fund SIP Calculator

Free Excel mutual fund SIP and return calculators to download, plus how to calculate absolute returns, CAGR, and SIP annual returns.

The Regulatory Landscape of Pay Later: Consumer Protection and RegulationsMutual Funds

The Regulatory Landscape of Pay Later: Consumer Protection and Regulations

How Pay Later and Buy Now Pay Later services are regulated globally, from the US and EU to India's RBI, plus disclosure and consumer protection.

Generating Reliable Income via Debt SWP StrategyMutual Funds

Generating Reliable Income via Debt SWP Strategy

How a Debt Systematic Withdrawal Plan (SWP) uses debt funds to generate reliable income, including portfolio construction and risk considerations.

The Importance of Aligning Your Investments with Your GoalsMutual Funds

The Importance of Aligning Your Investments with Your Goals

Why your investments should match your financial goals, how misaligned investing hurts returns, and matching goals like retirement or education.

The Benefits of Investing in Mutual Fund for Long-Term Wealth GrowthMutual Funds

The Benefits of Investing in Mutual Fund for Long-Term Wealth Growth

Why mutual funds build long-term wealth - professional management, diversification, low minimums, SIP options, and liquidity - for new investors.

ePayLater ReviewMutual Funds

ePayLater Review

ePayLater review - ICICI Bank's Buy Now Pay Later service with a 14-day interest-free period, 3% monthly rate, fees, and eligibility.

Volt Money Loan Against Mutual Fund ReviewMutual Funds

Volt Money Loan Against Mutual Fund Review

Volt Money Loan Against Mutual Fund review covering instant disbursal, no credit checks, and the margin call and tax risks to watch.

Shriram Finance FD Interest Rate Jul 2023Investing

Shriram Finance FD Interest Rate Jul 2023

STFC Interest rate change w.e.f. Nov 2022, Latest interest rate chart Interest Option Monthly Quarterly Yearly and cumulative

LazyPay Pay Later Review: Is it worth it?Investing

LazyPay Pay Later Review: Is it worth it?

platform does not clearly indicate the interest charged on EMIs, leaving users uncertain about the full cost of their purchases

Line of Credit: Everything You Need to KnowMutual Funds

Line of Credit: Everything You Need to Know

How a line of credit works - secured, unsecured, personal, and business types - plus interest, benefits, and tips for responsible use.

All Mutual Fund Factsheet for Month of 30 Jun 2023Mutual Funds

All Mutual Fund Factsheet for Month of 30 Jun 2023

Direct links to June 2023 mutual fund factsheets for Axis, SBI, HDFC, ICICI, and dozens of other fund houses in one place.

Ola Money Postpaid ReviewMutual Funds

Ola Money Postpaid Review

Ola Money Postpaid is a quick and simple digital credit payment system provided by Ola. With this service, users can easily pay for their Ola rides and other online services

FreeCharge Pay Later ReviewInvesting

FreeCharge Pay Later Review

FreeCharge Pay Later review covering the Rs 10,000 credit limit, 9% p.a. interest, late payment charges, and the sensitive data it collects.

Amazon Pay Later ReviewInvesting

Amazon Pay Later Review

Credit limit may be lower than what customers would get with a traditional credit card or loan, and the cost of the EMIs may be higher.

Decoding Credit Cards: Understanding the Good and the BadInvesting

Decoding Credit Cards: Understanding the Good and the Bad

Credit card benefits like rewards and building credit versus risks of high interest, overspending, and debt, plus tips for responsible usage.

Amazon Pay ICICI Credit Card ReviewInsurance

Amazon Pay ICICI Credit Card Review

Unveiling the Amazon Pay ICICI Credit Card: A Comprehensive Review. Delve into its enticing benefits - dining perks, fuel savings, cashback rewards, and more. Get the full picture...

SWP vs. Annuity: Decoding Retirement Income OptionsMutual Funds

SWP vs. Annuity: Decoding Retirement Income Options

Compare Systematic Withdrawal Plans (SWP) and annuities for retirement income, covering flexibility, market exposure, and guaranteed income.

Analyzing Mutual Fund Fact Sheets: Key Metrics and InterpretationMutual Funds

Analyzing Mutual Fund Fact Sheets: Key Metrics and Interpretation

Learn the key metrics in a mutual fund fact sheet - objective, performance, expense ratio, holdings, and risk - plus how to interpret them.

How to Optimize Returns with Mutual Fund SIPs?Mutual Funds

How to Optimize Returns with Mutual Fund SIPs?

How SIPs work and how to optimize returns with rupee-cost averaging, compounding, fund selection, and strategies like STP.

Sukanya Samriddhi Yojana: Complete GuidePersonal Finance

Sukanya Samriddhi Yojana: Complete Guide

Girl child's financial stability for education and marriage is supported by the Sukanya Samriddhi account savings plan developed by the India govt.

RD or SIP: Which Investment Option Fits Your Risk Profile?Mutual Funds

RD or SIP: Which Investment Option Fits Your Risk Profile?

RD vs SIP compared on risk, returns, liquidity, tenure, and taxation to match your conservative, moderate, or aggressive risk profile.

Complete Guide-Mutual Fund Nomination:Mutual Funds

Complete Guide-Mutual Fund Nomination:

We will discuss the procedure for including a nominee in a mutual fund and the benefits you get when you include an individual nominee in an mutual fund.

How do I get Capital Gains Statement from KFintech (Karvy)?Mutual Funds

How do I get Capital Gains Statement from KFintech (Karvy)?

Three Step process to get your KFin Tech Capital Gain Statement- visit website, fill up detail, and get mail your Capital Gain Statement.

Balancing Act: Retirement Savings vs. Debt Repayment?Personal Finance

Balancing Act: Retirement Savings vs. Debt Repayment?

Prioritize paying off high-interest rate loans as it will help you save on extra interest charges.

Do balance transfers affect your credit score?Investing

Do balance transfers affect your credit score?

How balance transfers impact your credit score through credit utilization, hard inquiries, payment history, and account age.

All Mutual Fund Factsheet for Month of 31 May 2023Mutual Funds

All Mutual Fund Factsheet for Month of 31 May 2023

Download the May 2023 mutual fund factsheets for all AMCs, including Axis, HDFC, SBI, ICICI, Nippon India and UTI funds, in one place.

ZestMoney Pay Later -Why I don't LikeInsurance

ZestMoney Pay Later -Why I don't Like

authentic review, I decided to apply for a ZestMoney loan myself. Upon applying, my application status shows approval for a credit limit of 53,765 rupees

Flipkart Axis Bank Credit Card Review:Tax

Flipkart Axis Bank Credit Card Review:

The Axis Bank Flipkart Credit Card is designed to enhance your shopping experience on Flipkart, one of India's leading e-commerce platforms.

Mastering UPI: Tips and Tricks for Effortless TransactionsMutual Funds

Mastering UPI: Tips and Tricks for Effortless Transactions

Master UPI with tips on setup, security, payments, bill splitting and troubleshooting to make your daily transactions effortless and secure.

ICICI Pay Later ReviewTax

ICICI Pay Later Review

Discover unbiased reviews of ICICI Pay Later, solution for hassle-free shopping and payments. Get insights, pros and cons, and make an informed decision. Read our comprehensive...

Flipkart Pay Later vs. Credit Card AnalysisInvesting

Flipkart Pay Later vs. Credit Card Analysis

Flipkart Pay Later vs credit card comparison covering features, interest charges, fees, convenience and security to help you choose the best option.

Understanding Sector Funds: What They Are and How They WorkMutual Funds

Understanding Sector Funds: What They Are and How They Work

Understand sector funds - what they are, how they work, types like technology and healthcare, plus their benefits, risks and volatility.

HDFC Flexipay ReviewInvesting

HDFC Flexipay Review

HDFC Flexipay review covering its 15-90 day payment tenures, 28% EMI interest rates, fees, merchant partners and disadvantages.

All Mutual Fund Factsheet for Month of 30 Apr 2023Mutual Funds

All Mutual Fund Factsheet for Month of 30 Apr 2023

Download the April 2023 mutual fund factsheets for all AMCs, including Axis, HDFC, SBI, ICICI, Nippon India and UTI funds, in one place.

Understanding Risk of Mutual Fund InvestingMutual Funds

Understanding Risk of Mutual Fund Investing

mutual funds can offer the potential for returns, they also carry some level of risk, including market risk, default risk, liquidity risk, interest rate risk, and inflation risk.

Smart Investing: Important Considerations for Company Fixed DepositsInvesting

Smart Investing: Important Considerations for Company Fixed Deposits

Key considerations before investing in company fixed deposits, including credit rating, default risk, interest rates, tax implications and liquidity.

How to- Process for checking your KYC statusMutual Funds

How to- Process for checking your KYC status

Learn how to check your KYC status with KRAs like CAMS, NSE and BSE, plus what KYC status codes and KRA compliant mean for investing.

Paytm Postpaid Review: Pros, Cons, and Everything You Need to KnowInvesting

Paytm Postpaid Review: Pros, Cons, and Everything You Need to Know

Paytm Postpaid review covering its 45-day interest-free credit, pros and cons, eligibility criteria and how the BNPL service makes money.

All Mutual Fund Factsheet for Month of 31 Mar 2023Mutual Funds

All Mutual Fund Factsheet for Month of 31 Mar 2023

Download the March 2023 mutual fund factsheets for all AMCs, including Axis, HDFC, SBI, ICICI, Kotak and UTI funds, in one place.

Axio Pay Later ReviewInvesting

Axio Pay Later Review

Axio Pay Later review covering how its buy-now-pay-later installments work, pros and cons, interest rates and its partnership with Amazon Pay Later.

Interest Rate History for Post Office- from 1981Personal Finance

Interest Rate History for Post Office- from 1981

below Table shows the historical trends for post office interest rates at different terms over the last 45 Years.

All Mutual Fund Pune OfficeMutual Funds

All Mutual Fund Pune Office

A list of all mutual fund offices in Pune with addresses, including Axis, SBI, HDFC, ICICI, Kotak, Tata and UTI mutual funds.

How to Diversify Your Investment Portfolio with Mutual Funds?Mutual Funds

How to Diversify Your Investment Portfolio with Mutual Funds?

Learn how to diversify your investment portfolio with mutual funds, including asset class and sector tips, plus key factors to evaluate before investing.

Investing in MNC Funds: What You Need to KnowMutual Funds

Investing in MNC Funds: What You Need to Know

investing in MNC funds can be a lucrative option for investors looking for long-term growth and diversification

Hospital Daily Cash Insurance: A Complete GuideInsurance

Hospital Daily Cash Insurance: A Complete Guide

Learn about the benefits of daily cash plans for hospitalization, including financial assistance, flexibility, lower treatment costs, peace of mind, and easy eligibility

Investing in a Balanced Advantage Fund - An In-Depth GuideMutual Funds

Investing in a Balanced Advantage Fund - An In-Depth Guide

Learn about balanced advantage funds and the potential benefits of investing in them. Discover the steps to take to start investing today

The Impact of Market Volatility on Mutual Fund InvestmentsMutual Funds

The Impact of Market Volatility on Mutual Fund Investments

The fluctuations in the value of a financial market, such as the stock market, over time are known as market volatility

Overview - Gold Investment Option in IndiaGold

Overview - Gold Investment Option in India

People hold investment options like Coins, Bars, or the underlying assets of Gold Exchange Traded Funds, Gold Mutual Funds, or Digital Gold.

NFO: Kotak Banking & Financial Services FundMutual Funds

NFO: Kotak Banking & Financial Services Fund

invest primarily in equities and equity-related securities of companies in the banking and financial services sectors.

Understanding the Advantages and Drawbacks of Mutual FundsMutual Funds

Understanding the Advantages and Drawbacks of Mutual Funds

Understand the key advantages and disadvantages of mutual fund investment before you decide.

A Beginner's Guide to Investing in Banking Sector FundsMutual Funds

A Beginner's Guide to Investing in Banking Sector Funds

Banking sector funds are a type of mutual fund that invest primarily in the stocks of banks and financial institutions.

An Introduction to the Indian Stock Market: Understanding How it WorksInvesting

An Introduction to the Indian Stock Market: Understanding How it Works

An introduction to the Indian stock market covering the BSE and NSE, how trading works, types of securities, SEBI regulation and trading hours.

New Fund Offer: Axis Business Cycle FundMutual Funds

New Fund Offer: Axis Business Cycle Fund

Axis Mutual Fund has announced the launch of a new scheme, Axis Business Cycle Fund, with a NFO opening on Feb. 2nd, 2023 and closing on February 16th, 2023.

Stock Market Indices: Understanding Nifty, Sensex, and Other IndexesMutual Funds

Stock Market Indices: Understanding Nifty, Sensex, and Other Indexes

stock market indices play a crucial role in the stock market and provide investors with a valuable benchmark for evaluating their portfolios and making informed investment...

BNPL vs Credit Cards: Which is Right for You?Investing

BNPL vs Credit Cards: Which is Right for You?

Interest-Free Period is an important aspect to consider when choosing between BNPL vs credit cards.

The Importance of Asset Allocation by Age: A Guide for InvestorsPersonal Finance

The Importance of Asset Allocation by Age: A Guide for Investors

asset allocation varies depending on an individual's age, as different age groups have different investment goals & risk tolerances.

NFO Alert: Get Latest Information on WhiteOak Capital Balanced Advantage FundInvesting

NFO Alert: Get Latest Information on WhiteOak Capital Balanced Advantage Fund

WhiteOak Capital has announced the launch of a new scheme, WhiteOak Capital Balanced Advantage Fund, with a NFO opening on January 20th and closing on Feb 3rd, 2023.

Focused Fund: A Selective Approach to Generating Exceptional ReturnsMutual Funds

Focused Fund: A Selective Approach to Generating Exceptional Returns

A focused fund is a type of investment fund that concentrates its assets in a relatively small number of positions

Bond Funds for Beginners: A Complete GuideInvesting

Bond Funds for Beginners: A Complete Guide

Bonds are debt securities issued by companies, municipalities, & governments to raise capital

Understanding India's Fiscal Deficit: How it Works and its ImpactTax

Understanding India's Fiscal Deficit: How it Works and its Impact

Fiscal deficit is a measure of the amount by which a government's total expenditures exceed its total revenues.

How Index Fund Work?Mutual Funds

How Index Fund Work?

index funds provide returns that are similar to the overall market and offer a way for investors to participate in the market's growth over the long-term

Good Credit, Better Future:  Guide to Improving Your Credit ScoreInvesting

Good Credit, Better Future: Guide to Improving Your Credit Score

It is based on an individual’s credit history and is used by lenders, landlords, and other financial institutes to determine creditworthiness.

Exploring the Basics of NFO: What it is and How it's Used?Mutual Funds

Exploring the Basics of NFO: What it is and How it's Used?

It is a process by which a fund house launches a new mutual fund scheme for subscription by the public. It is similar to an initial public offering (IPO) in the stock market.

NFO - Tata Multi Cap FundMutual Funds

NFO - Tata Multi Cap Fund

NFO (New Fund Offering), will be open for investments from 16th January 2023 to 30th January 2023.

Inflation and Your Money: What You Need to KnowPersonal Finance

Inflation and Your Money: What You Need to Know

Inflation is a measure of how much prices for goods and services are increasing over time.

NFO - HSBC Multi Cap FundMutual Funds

NFO - HSBC Multi Cap Fund

Learn about the HSBC Multi Cap Fund NFO (Jan 10-24, 2023), its 25% minimum allocation to large, mid and small cap stocks, investment strategy and benchmark.

A Guide to Understanding and Investing in Multi Cap FundsMutual Funds

A Guide to Understanding and Investing in Multi Cap Funds

Multi Cap fund, investors should consider fund's past performance, expenses, & fund manager's investment strategy & track record.

Dynamic Asset Allocation: Proactive approach to InvestingPersonal Finance

Dynamic Asset Allocation: Proactive approach to Investing

Dynamic Asset Allocation involves ongoing monitoring and adjustments to the portfolio.

Maximize Your Savings with the Best SIP Mutual Funds of 2023Mutual Funds

Maximize Your Savings with the Best SIP Mutual Funds of 2023

Top SIP mutual funds of 2023, including large cap and mid cap funds with their 1-year, 2-year, and 3-year returns for comparison.

The importance of having an Emergency FundPersonal Finance

The importance of having an Emergency Fund

Why an emergency fund matters as a financial safety net, plus practical steps to build one, such as saving six months of living expenses.

Balancing Risk & Reward: Constant-Weight Asset Allocation ApproachPersonal Finance

Balancing Risk & Reward: Constant-Weight Asset Allocation Approach

strategy in which assets are allocated & rebalanced on a regular basis to maintain consistent weighting across all assets in portfolio.

Exchange Traded Funds: The Advantages and Disadvantages (ETFs)Mutual Funds

Exchange Traded Funds: The Advantages and Disadvantages (ETFs)

A guide to exchange traded funds (ETFs) covering how they work, 13 types, advantages and disadvantages, and comparisons with stocks and index funds.

Flexi Cap Fund vs Multi Cap Fund:Mutual Funds

Flexi Cap Fund vs Multi Cap Fund:

Flexi Cap and Multi Cap funds are similar but not the same. Both have certain basic features in common, but their investing strategies are totally different.

Avenue Supermarts Ltd (DMart)Investing

Avenue Supermarts Ltd (DMart)

Avenue Supermarts (DMart) company profile with financials, business model, valuation, and IPO details from its 2017 listing.

Strategic Asset AllocationPersonal Finance

Strategic Asset Allocation

Strategic asset allocation is investing tactic that inspired by Markowitz’s theory. creation of a balanced, robust portfolio is primary objective

Understanding Mutual Funds: A Comprehensive GuideMutual Funds

Understanding Mutual Funds: A Comprehensive Guide

A comprehensive mutual fund guide covering what they are, benefits and risks, fund types, how to research, and how to buy and sell units.

SIP vs Lumpsum: Investment in Mutual FundMutual Funds

SIP vs Lumpsum: Investment in Mutual Fund

SIP vs Lumsum -Both options are best for long term investment. Mutual fund investments can be made in lump sums or through SIPs

National Pension Scheme NPS - OverviewPersonal Finance

National Pension Scheme NPS - Overview

NPS Tier I account is best for Tax Saving Purpose. Only NPS allow to save Tax 50,000 under 80CCD(1B).

Mutual Fund SIP Insure PlanMutual Funds

Mutual Fund SIP Insure Plan

SIP Insurance is nothing but life insurance cover given with the SIP. The SIP give insurance option just like ULIP, but here is no charges for cover

Type of Mutual Fund in IndiaMutual Funds

Type of Mutual Fund in India

There are several different types of mutual funds available, each with its own unique benefits and drawbacks.

Relation between FII and Indian Stock MarketMutual Funds

Relation between FII and Indian Stock Market

Foreign institutional investors (FIIs) are institutional investors who invest in assets from countries other than their own.

Review -KTDFC Fixed Deposit SchemeInvesting

Review -KTDFC Fixed Deposit Scheme

Review KTDFC Fixed Deposit - Salute scheme offer 10.50% interest rate for 5 & 10 year. Is it good investment?

16 Things not cover in Health InsuranceInsurance

16 Things not cover in Health Insurance

Here are 16 common exclusions listed as a quick reference for people who want to buy health insurance.

Child Insurance Plan vs Child Mutual Fund InvestmentPersonal Finance

Child Insurance Plan vs Child Mutual Fund Investment

Compares child insurance plans with child mutual funds on insurance cover, flexibility, risk profile, performance, premium waiver, and tax benefits.

Public Provident Fund -PPFPersonal Finance

Public Provident Fund -PPF

PPF account can be a great retirement option for individuals who don’t work in the corporate sector. income tax does not apply to the interest.

Commonly Used Health Insurance Terms and its MeaningInsurance

Commonly Used Health Insurance Terms and its Meaning

Learn the definitions of standard terms in health insurance terms in this glossary. It acts like a dictionary that can help customers

How to choose Health Insurance Plan in IndiaInsurance

How to choose Health Insurance Plan in India

There are a variety of health plans available in India need to assess your requirements first and then purchase

How Does Waiting Period work in Health Insurance?Insurance

How Does Waiting Period work in Health Insurance?

The waiting period is when you can’t get all or any health insurance benefits from the insurance company

Know How Important is Critical Illness CoverInsurance

Know How Important is Critical Illness Cover

Critical Illness Health Insurance provides insurance against specific types of illnesses. lump-sum payment is made upon diagnosis or confirmation of these conditions

Pre & Post Hospitalization in Health InsuranceInsurance

Pre & Post Hospitalization in Health Insurance

pre & post-hospitalization protections can help protect your savings by providing the financial assistance needed to pay medical bills .

11 Benefits of Health Insurance RidersInsurance

11 Benefits of Health Insurance Riders

These riders could be insurance or plan-specific policies and might not be offered in all policies.

Cashless vs. Reimbursement in Health InsuranceInsurance

Cashless vs. Reimbursement in Health Insurance

Cashless vs reimbursement health insurance claims explained: how each works, required documents for reimbursement, and reasons claims get rejected.

Benefit of No-Claim Bonus in Health InsuranceInsurance

Benefit of No-Claim Bonus in Health Insurance

What is a No-Claim Bonus in health insurance and how does it work? A guide to how NCB rewards you for claim-free years and the benefits it provides.

9 Reasons Why Health Insurance claim rejected?Insurance

9 Reasons Why Health Insurance claim rejected?

Why health insurance claims get rejected and what you can do to avoid it. A look at common reasons claims are denied and how to keep yours from being rejected.

Is it Good to Invest Children Gift Fund (CGF)?Personal Finance

Is it Good to Invest Children Gift Fund (CGF)?

Should you invest in a Children's Gift Fund (CGF)? A look at how child gift funds work and whether they are a good option for saving for your child's education and marriage.

How to select right Sum Insured in Health Insurance?Insurance

How to select right Sum Insured in Health Insurance?

The principal purpose behind Health Insurance is to provide insurance coverage for financial needs if you have an illness to ensure

All You Need to Know About -Maternity Health InsuranceInsurance

All You Need to Know About -Maternity Health Insurance

Plans for health insurance coverage offer insurance for all pregnancy-related costs covered. costs normal or cesarean birth, postnatal,

Thing You Need to Know – Health Insurance PortabilityInsurance

Thing You Need to Know – Health Insurance Portability

Health insurance portability lets you switch insurers without losing no-claim bonus or waiting-period benefits. Includes the porting process, documents, and FAQs.

Why Room Rent important under Health Insurance ?Insurance

Why Room Rent important under Health Insurance ?

Health Insurance covers a person, the bill is paid by the insurer, and the method by which room rent is figured in the claim

Hudco Tax Free Bond update 2022Tax

Hudco Tax Free Bond update 2022

How to redeem Hudco bond, update bank details, address etc. registrar of tax free bond KFIN Tech

Infrastructure Bond Maturity update 2022Investing

Infrastructure Bond Maturity update 2022

2012 Budget Infrastructure Bonds (Rs 20,000) 80 CCF clause removed. As of today, there is no infrastructure bond issue after that.

Process How to Stop ICICI Mutual Fund SIPMutual Funds

Process How to Stop ICICI Mutual Fund SIP

Step-by-step process to cancel your ICICI Mutual Fund SIP, including the 30-day advance notice requirement and downloadable cancellation form.

Fixed DepositInvesting

Fixed Deposit

A guide to investing in company fixed deposits, covering credit rating checks, promoter background, nominee details, and warning signs to avoid.

Post Office Interest Rate - FY 2015-16Personal Finance

Post Office Interest Rate - FY 2015-16

Post office small savings interest rates for FY 2015-16, effective April 1, 2015, with rates for saving account, SCSS, MIS, RD, PPF, and more.

Post Office Interest Rate  2014-15Personal Finance

Post Office Interest Rate 2014-15

Post office small savings interest rates for FY 2014-15, effective April 1, 2014. Includes RD, Time Deposit, PPF, NSC, MIS, and tax implications.

SBI Gold Fund - Gold Accumulation FacilityGold

SBI Gold Fund - Gold Accumulation Facility

SBI Gold Fund's Gold Accumulation Facility lets you invest by grams of gold via SIP and STP, with one unit of SBI GETS equal to one gram.

6 Excel Formula Calculator for Money Management - Part IMutual Funds

6 Excel Formula Calculator for Money Management - Part I

Six Excel formulas for money management: compound interest, CAGR, IRR, XIRR, and post-tax return, with practical examples and downloadable calculators.

Difference between Tax Free/Tax Saving Capital Gain & Infra BondInvesting

Difference between Tax Free/Tax Saving Capital Gain & Infra Bond

Explains the difference between tax-free bonds, 54EC capital gain bonds, and infrastructure bonds, including their tax benefits under the Income Tax Act.

How to Calculate IPO Allotment & Listing Date - IPOInvesting

How to Calculate IPO Allotment & Listing Date - IPO

IPO shares are allotted within 12 working days of offer close, with listing 3 days later. Explains how to calculate allotment dates with an example.

How to - 54 EC Capital Gain BondsMutual Funds

How to - 54 EC Capital Gain Bonds

Save long-term capital gains tax by investing in 54EC bonds from REC and NHAI. Covers Section 54EC rules, features, interest, and how to apply.