Kerala Transport Development Finance Corporation (KTDFC ) is a Non Banking Financial Company fully owned by the Government of Kerala and registered under the Reserve Bank of India Act.
KTDFC has been accepting fixed deposits from the public on the basis of the guarantee given by the Government of Kerala.
Company have been mobilizing fixed deposits as per the guarantee limit sanctioned by the Government of Kerala.
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KTDFC Interest Rate Chart – June 2022
| Period | Monthly | Quarterly | Maturity | Yield |
|---|---|---|---|---|
| 12 Month | 6.00% | 6.00% | 10,617 | 6.17% |
| 24 Month | 6.00% | 6.00% | 11,272 | 6.36% |
| 36 Month | 6.00% | 6.00% | 11,967 | 6.56% |
| 48 Month | 5.75% | 5.75% | 12,579 | 6.45% |
| 60 Month | 5.75% | 5.75% | 13,322 | 6.64% |
All Cheques / Drafts must be crossed and made to Kerala Transport Development Finance Corporation Limited, payable at Thiruvananthapuram /Ernakulam/ Thiruvalla/ Kozhikode/ Thrissur.
Deposit from minor will be accepted through guardian.
Under Money Multiplier Scheme, interest rate will be paid on maturity along with principal amount.
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Under Periodic Interest Payment Scheme shall be opted either Monthly or Quarterly and the same will be on 1st of every succeeding month in the case of monthly interest payment scheme & on 1st of Jan., Apr., Jul and Oct in the case of Quarterly interest payment scheme, after issuance of fixed deposit receipt.
