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Puneinvest > Blog > Post Office > Interest Rate History for Post Office- from 1981
Post Office

Interest Rate History for Post Office- from 1981

Last updated: 2023/04/02 at 12:35 AM
Rajendra Todkar Published April 1, 2023
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Postal deposits come in the form of various savings plans that offer tax benefits in addition to high interest rates. Investor want to know historical PO Interest Rate.

Post Office Interest Rate Table Apr. 2023

SchemeInterest RateNoteCompounding Frequency
Saving Bank AccountSB4.00%Annually
5 Year Recurring Deposit RD6.20%
Maturity value for Rs. 100 Dn. 5 Year = 6969.67 After extension with deposit. 6 Year = 8620.98 7 Year= 10370.17 8 Year= 12223.03 9Year= 14185.73 10Year=16264.76Quarterly
Monthly Income Scheme MIS7.40%(Monthly int. Rs. 590 on Rs. 1,00,000 deposit)Monthly & Paid
Sukanya Samriddhi Account SchemeSSY8.00%Annually
Senior Citizen Saving SchemeSCSS8.20%Quarterly interest paid – 2,050 on Rs. 1,00,000 depositQuarterly & Paid
National Saving SchemeNSC7.70%(Maturity Value Rs. 14,030 for Rs.10,000 deposit)Annually
Kisan Vikas PatraKVP7.50%
(will mature in 115 months) Double your MoneyAnnually
Public Provident FundPPF7.10%Annually
Time DepositTD
1 Year Time Deposit6.80%(Annual Interest R. 697 on Rs. 10000 deposit)Quarterly
2 Year Time Deposit6.90%(Annual Interest R. 708 on Rs. 10000 deposit)Quarterly
3 Year Time Deposit7.00%(Annual Interest R. 718 on Rs. 10000 deposit)Quarterly
5 Year Time Deposit7.50%(Annual Interest R. 718 on Rs. 10000 deposit)Quarterly
Effective – 1 Apr. 2023

The below Table shows the historical trends for post office interest rates at different terms over the last 41 Years.

Interest Rate Chart

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Contents
Post Office Interest Rate Table Apr. 2023Post Office Interest Rate Table 2022Post Office Interest Rate Table 2021Post Office Interest Rate Table 2020Post Office Interest Rate Table 2019Post Office Interest Rate Table 2018Post Office Interest Rate Table 2017Post Office Interest Rate Table 2016Post Office Interest Rate Table 2015Post Office Interest Rate Table 2014Post Office Interest Rate Table 2013Post Office Interest Rate Table 2012Post Office Interest Rate Table 2011Post Office Interest Rate Table 2010Post Office Interest Rate Table 2009Post Office Interest Rate Table 2008Post Office Interest Rate Table 2007Post Office Interest Rate Table 2006Post Office Interest Rate Table 2005Post Office Interest Rate Table 2004Post Office Interest Rate Table 2003Post Office Interest Rate Table 2002Post Office Interest Rate Table 2001Post office Interest Rate Table 2000Post Office Interest Rate Table 1999Post Office Interest Rate Table 1998Post Office Interest Rate Table 1997Post Office Interest Rate Table 1996Post Office Interest Rate Table 1995Post Office Interest Rate Table 1994Post Office Interest Rate Table 1993Post Office Interest Rate Table 1992Post Office Interest Rate Table 1991Post Office Interest Rate Table 1990Post Office Interest Rate Table 1989Post Office Interest Rate Table 1988Post Office Interest Rate Table 1987Post Office Interest Rate Table 1986Post Office Interest Rate Table 1985Post Office Interest Rate Table 1984Post Office Interest Rate Table 1983Post Office Interest Rate Table 1982Post Office Interest Rate Table 1981
SchemeJan – MarApr -JunJul -SepOct – Dec
Saving Bank AccountSB4.00%4.00%4.00%4.00%
5 Year Recurring Deposit RD5.80%5.80%5.80%5.80%
Monthly Income Scheme MIS6.60%6.60%6.60%7.10%
Sukanya Samriddhi Account SchemeSSA7.60%7.60%7.60%7.60%
Senior Citizen Saving SchemeSCSS7.40%7.40%7.40%8.00%
National Saving SchemeNSC6.80%6.80%6.80%7.00%
Kisan Vikas PatraKVP6.90%6.90%6.90%7.20%
Public Provident FundPPF7.10%7.10%7.10%7.10%
Time DepositTD
1 Year Time Deposit5.50%5.50%5.50%6.60%
2 Year Time Deposit5.50%5.50%5.50%6.80%
3 Year Time Deposit5.50%5.50%5.50%6.90%
5 Year Time Deposit6.70%6.70%6.70%7.00%
Post Office Interest Rate Chart 2022

Interest Rate Chart

SchemeJan – MarApr -JunJul -SepOct – Dec
Saving Bank AccountSB4.00%4.00%4.00%4.00%
5 Year Recurring Deposit RD5.80%5.80%5.80%5.80%
Monthly Income Scheme MIS6.60%6.60%6.60%6.60%
Sukanya Samriddhi Account SchemeSSA7.60%7.60%7.60%7.60%
Senior Citizen Saving SchemeSCSS7.40%7.40%7.40%7.40%
National Saving SchemeNSC6.80%6.80%6.80%6.80%
Kisan Vikas PatraKVP6.90%6.90%6.90%6.90%
Public Provident FundPPF7.10%7.10%7.10%7.10%
Time DepositTD
1 Year Time Deposit5.50%5.50%5.50%5.50%
2 Year Time Deposit5.50%5.50%5.50%5.50%
3 Year Time Deposit5.50%5.50%5.50%5.50%
5 Year Time Deposit6.70%6.70%6.70%6.70%
Post Office Interest Rate Chart 2021

SchemeJan – MarApr -JunJul -SepOct – Dec
Saving Bank AccountSB4.00%4.00%4.00%4.00%
5 Year Recurring Deposit RD5.80%5.80%5.80%5.80%
Monthly Income Scheme MIS6.60%6.60%6.60%6.60%
Sukanya Samriddhi Account SchemeSSA7.60%7.60%7.60%7.60%
Senior Citizen Saving SchemeSCSS7.40%7.40%7.40%7.40%
National Saving SchemeNSC6.80%6.80%6.80%6.80%
Kisan Vikas PatraKVP6.90%6.90%6.90%6.90%
Public Provident FundPPF7.10%7.10%7.10%7.10%
Time DepositTD
1 Year Time Deposit5.50%5.50%5.50%5.50%
2 Year Time Deposit5.50%5.50%5.50%5.50%
3 Year Time Deposit5.50%5.50%5.50%5.50%
5 Year Time Deposit6.70%6.70%6.70%6.70%
Post Office Interest Rate – 2020

SchemeJan – MarApr -JunJul -SepOct – Dec
Saving Bank AccountSB4.00%4.00%4.00%4.00%
5 Year Recurring Deposit RD7.30%7.30%7.20%7.20%
Monthly Income Scheme MIS7.70%7.70%7.60%7.60%
Sukanya Samriddhi Account SchemeSSA8.50%8.50%8.40%8.40%
Senior Citizen Saving SchemeSCSS8.70%8.70%8.60%8.60%
National Saving SchemeNSC8.00%8.00%7.90%7.90%
Kisan Vikas PatraKVP7.70%7.70%7.60%7.60%
Public Provident FundPPF8.00%8.00%7.90%7.90%
Time DepositTD
1 Year Time Deposit7.00%7.00%6.90%6.90%
2 Year Time Deposit7.00%7.00%6.90%6.90%
3 Year Time Deposit7.00%7.00%6.90%6.90%
5 Year Time Deposit7.80%7.80%7.70%7.70%
Post Office Interest Rate 2019

SchemeJan – MarApr -JunJul -SepOct – Dec
Saving Bank AccountSB4.00%4.00%4.00%4.00%
5 Year Recurring Deposit RD6.90%6.90%6.90%7.30%
Monthly Income Scheme MIS7.30%7.30%7.30%7.70%
Sukanya Samriddhi Account SchemeSSA8.10%8.10%8.10%8.50%
Senior Citizen Saving SchemeSCSS8.30%8.30%8.30%8.70%
National Saving SchemeNSC7.60%7.60%7.60%8.00%
Kisan Vikas PatraKVP7.60%7.60%7.60%8.00%
Public Provident FundPPF7.60%7.60%7.60%8.00%
Time DepositTD
1 Year Time Deposit6.60%6.60%6.60%6.90%
2 Year Time Deposit6.70%6.70%6.70%7.00%
3 Year Time Deposit6.90%6.90%6.90%7.20%
5 Year Time Deposit7.40%7.40%7.40%7.80%
Post Office Interest Rate 2018

SchemeJan – MarApr -JunJul -SepOct – Dec
Saving Bank AccountSB4.00%4.00%4.00%4.00%
5 Year Recurring Deposit RD7.30%7.20%7.10%7.10%
Monthly Income Scheme MIS7.70%7.60%7.50%7.50%
Sukanya Samriddhi Account SchemeSSA8.50%8.40%8.30%8.30%
Senior Citizen Saving SchemeSCSS8.50%8.40%8.30%8.30%
National Saving SchemeNSC8.00%7.90%7.80%7.80%
Kisan Vikas PatraKVP8.00%7.90%7.80%7.80%
Public Provident FundPPF8.00%7.90%7.80%7.80%
Time DepositTD
1 Year Time Deposit7.00%6.90%6.80%6.80%
2 Year Time Deposit7.10%7.00%6.90%6.90%
3 Year Time Deposit7.30%7.20%7.10%7.10%
5 Year Time Deposit7.80%7.70%7.60%7.60%
Post Office Interest Rate 2017

SchemeJan – MarApr -JunJul -SepOct – Dec
Saving Bank AccountSB4.00%4.00%4.00%4.00%
5 Year Recurring Deposit RD8.40%7.40%7.40%7.30%
Monthly Income Scheme MIS8.40%7.80%7.80%7.70%
Sukanya Samriddhi Account SchemeSSA9.20%8.60%8.60%8.50%
Senior Citizen Saving SchemeSCSS9.30%8.60%8.60%8.50%
National Saving SchemeNSC8.50%8.10%8.10%8.00%
Kisan Vikas PatraKVP8.50%8.10%8.10%8.00%
Public Provident FundPPF8.70%8.10%8.10%8.00%
Time DepositTD
1 Year Time Deposit8.40%7.10%7.10%7.00%
2 Year Time Deposit8.40%7.20%7.20%7.10%
3 Year Time Deposit8.40%7.40%7.40%7.30%
5 Year Time Deposit8.50%7.90%7.90%7.80%
Post Office Interest Rate 2016

SchemeJan – MarApr -JunJul -SepOct – Dec
Saving Bank AccountSB4.00%4.00%4.00%4.00%
5 Year Recurring Deposit RD8.40%8.40%8.40%8.40%
Monthly Income Scheme MIS8.40%8.40%8.40%8.40%
Sukanya Samriddhi Account SchemeSSA9.10%9.20%9.20%9.20%
Senior Citizen Saving SchemeSCSS9.20%9.30%9.30%9.30%
National Saving SchemeNSC8.50%8.50%8.50%8.50%
Kisan Vikas PatraKVP
Public Provident FundPPF8.70%8.70%8.70%8.70%
Time DepositTD
1 Year Time Deposit8.40%8.40%8.40%8.40%
2 Year Time Deposit8.40%8.40%8.40%8.40%
3 Year Time Deposit8.40%8.40%8.40%8.40%
5 Year Time Deposit8.50%8.50%8.50%8.50%
Post Office Interest Rate 2015

SchemeJan – MarApr -JunJul -SepOct – Dec
Saving Bank AccountSB4.00%4.00%4.00%4.00%
5 Year Recurring Deposit RD8.30%8.40%8.40%8.40%
Monthly Income Scheme MIS8.40%8.40%8.40%8.40%
Senior Citizen Saving SchemeSCSS9.20%9.20%9.20%9.20%
National Saving SchemeNSC8.50%8.50%8.50%8.50%
Kisan Vikas PatraKVP
Public Provident FundPPF8.70%8.70%8.70%8.70%
Time DepositTD
1 Year Time Deposit8.20%8.40%8.40%8.40%
2 Year Time Deposit8.20%8.40%8.40%8.40%
3 Year Time Deposit8.30%8.40%8.40%8.40%
5 Year Time Deposit8.40%8.50%8.50%8.50%
Post Office Interest Rate 2014

SchemeJan – MarApr -JunJul -SepOct – Dec
Saving Bank AccountSB4.00%4.00%4.00%4.00%
5 Year Recurring Deposit RD8.40%8.30%8.30%8.30%
Monthly Income Scheme MIS8.50%8.40%8.40%8.40%
Senior Citizen Saving SchemeSCSS9.30%9.20%9.20%9.20%
National Saving SchemeNSC8.60%8.50%8.50%8.50%
Kisan Vikas PatraKVP
Public Provident FundPPF8.80%8.70%8.70%8.70%
Time DepositTD
1 Year Time Deposit8.20%8.20%8.20%8.20%
2 Year Time Deposit8.40%8.20%8.20%8.20%
3 Year Time Deposit8.40%8.30%8.30%8.30%
5 Year Time Deposit8.50%8.40%8.40%8.40%
Post Office Interest Rate 2013

SchemeJan – MarApr -JunJul -SepOct – Dec
Saving Bank AccountSB4.00%4.00%4.00%4.00%
5 Year Recurring Deposit RD8.00%8.40%8.40%8.40%
Monthly Income Scheme MIS8.20%8.50%8.50%8.50%
Senior Citizen Saving SchemeSCSS9.00%9.30%9.30%9.30%
National Saving SchemeNSC8.60%8.80%8.80%8.80%
Kisan Vikas PatraKVP
Public Provident FundPPF8.60%8.80%8.80%8.80%
Time DepositTD
1 Year Time Deposit7.70%8.20%8.20%8.20%
2 Year Time Deposit7.80%8.30%8.30%8.30%
3 Year Time Deposit8.00%8.40%8.40%8.40%
5 Year Time Deposit8.30%8.50%8.50%8.50%
Post Office Interest Rate 2012

SchemeJan – MarApr -JunJul -SepOct – Dec
Saving Bank AccountSB3.50%3.50%3.50%4.00%
5 Year Recurring Deposit RD7.50%7.50%7.50%7.50%
Monthly Income Scheme MIS8.00%8.00%8.00%8.00%
Senior Citizen Saving SchemeSCSS9.00%9.00%9.00%9.00%
National Saving SchemeNSC8.00%8.00%8.00%8.40%
Kisan Vikas PatraKVP
Public Provident FundPPF8.00%8.00%8.00%8.00%
Time DepositTD
1 Year Time Deposit6.25%6.25%6.25%6.25%
2 Year Time Deposit6.50%6.50%6.50%6.50%
3 Year Time Deposit7.25%7.25%7.25%7.25%
5 Year Time Deposit7.50%7.50%7.50%7.50%
Post Office Interest Rate 2011

SchemeJan – MarApr -JunJul -SepOct – Dec
Saving Bank AccountSB3.50%3.50%3.50%4.00%
5 Year Recurring Deposit RD7.50%7.50%7.50%7.50%
Monthly Income Scheme MIS8.00%8.00%8.00%8.00%
Senior Citizen Saving SchemeSCSS9.00%9.00%9.00%9.00%
National Saving SchemeNSC8.00%8.00%8.00%8.00%
Kisan Vikas PatraKVP
Public Provident FundPPF8.00%8.00%8.00%8.00%
Time DepositTD
1 Year Time Deposit6.25%6.25%6.25%6.25%
2 Year Time Deposit6.50%6.50%6.50%6.50%
3 Year Time Deposit7.25%7.25%7.25%7.25%
5 Year Time Deposit7.50%7.50%7.50%7.50%
Post Office Interest Rate 2010

SchemeJan – MarApr -JunJul -SepOct – Dec
Saving Bank AccountSB3.50%3.50%3.50%3.50%
5 Year Recurring Deposit RD7.50%7.50%7.50%7.50%
Monthly Income Scheme MIS8.00%8.00%8.00%8.00%
Senior Citizen Saving SchemeSCSS9.00%9.00%9.00%9.00%
National Saving SchemeNSC8.00%8.00%8.00%8.00%
Kisan Vikas PatraKVP
Public Provident FundPPF8.00%8.00%8.00%8.00%
Time DepositTD
1 Year Time Deposit6.25%6.25%6.25%6.25%
2 Year Time Deposit6.50%6.50%6.50%6.50%
3 Year Time Deposit7.25%7.25%7.25%7.25%
5 Year Time Deposit7.50%7.50%7.50%7.50%
Post Office Interest Rate 2009

SchemeJan – MarApr -JunJul -SepOct – Dec
Saving Bank AccountSB3.50%3.50%3.50%3.50%
5 Year Recurring Deposit RD7.50%7.50%7.50%7.50%
Monthly Income Scheme MIS8.00%8.00%8.00%8.00%
Senior Citizen Saving SchemeSCSS9.00%9.00%9.00%9.00%
National Saving SchemeNSC8.00%8.00%8.00%8.00%
Kisan Vikas PatraKVP
Public Provident FundPPF8.00%8.00%8.00%8.00%
Time DepositTD
1 Year Time Deposit6.25%6.25%6.25%6.25%
2 Year Time Deposit6.50%6.50%6.50%6.50%
3 Year Time Deposit7.25%7.25%7.25%7.25%
5 Year Time Deposit7.50%7.50%7.50%7.50%
Post Office Interest Rate 2008

SchemeJan – MarApr -JunJul -SepOct – Dec
Saving Bank AccountSB3.50%3.50%3.50%3.50%
5 Year Recurring Deposit RD7.50%7.50%7.50%7.50%
Monthly Income Scheme MIS8.00%8.00%8.00%8.00%
Senior Citizen Saving SchemeSCSS9.00%9.00%9.00%9.00%
National Saving SchemeNSC8.00%8.00%8.00%8.00%
Kisan Vikas PatraKVP
Public Provident FundPPF8.00%8.00%8.00%8.00%
Time DepositTD
1 Year Time Deposit6.25%6.25%6.25%6.25%
2 Year Time Deposit6.50%6.50%6.50%6.50%
3 Year Time Deposit7.25%7.25%7.25%7.25%
5 Year Time Deposit7.50%7.50%7.50%7.50%
Post Office Interest Rate 2007

SchemeJan – MarApr -JunJul -SepOct – Dec
Saving Bank AccountSB3.50%3.50%3.50%3.50%
5 Year Recurring Deposit RD7.50%7.50%7.50%7.50%
Monthly Income Scheme MIS8.00%8.00%8.00%8.00%
Senior Citizen Saving SchemeSCSS9.00%9.00%9.00%9.00%
National Saving SchemeNSC8.00%8.00%8.00%8.00%
Kisan Vikas PatraKVP
Public Provident FundPPF8.00%8.00%8.00%8.00%
Time DepositTD
1 Year Time Deposit6.25%6.25%6.25%6.25%
2 Year Time Deposit6.50%6.50%6.50%6.50%
3 Year Time Deposit7.25%7.25%7.25%7.25%
5 Year Time Deposit7.50%7.50%7.50%7.50%
Post Office Interest Rate 2006

SchemeJan – MarApr -JunJul -SepOct – Dec
Saving Bank AccountSB3.50%3.50%3.50%3.50%
5 Year Recurring Deposit RD7.50%7.50%7.50%7.50%
Monthly Income Scheme MIS8.00%8.00%8.00%8.00%
Senior Citizen Saving SchemeSCSS9.00%9.00%9.00%9.00%
National Saving SchemeNSC8.00%8.00%8.00%8.00%
Kisan Vikas PatraKVP
Public Provident FundPPF8.00%8.00%8.00%8.00%
Time DepositTD
1 Year Time Deposit6.25%6.25%6.25%6.25%
2 Year Time Deposit6.50%6.50%6.50%6.50%
3 Year Time Deposit7.25%7.25%7.25%7.25%
5 Year Time Deposit7.50%7.50%7.50%7.50%
Post Office Interest Rate 2005

SchemeJan – MarApr -JunJul -SepOct – Dec
Saving Bank AccountSB3.50%3.50%3.50%3.50%
5 Year Recurring Deposit RD7.50%7.50%7.50%7.50%
Monthly Income Scheme MIS8.00%8.00%8.00%8.00%
Senior Citizen Saving SchemeSCSS9.00%9.00%
National Saving SchemeNSC8.00%8.00%8.00%8.00%
Kisan Vikas PatraKVP
Public Provident FundPPF8.00%8.00%8.00%8.00%
Time DepositTD
1 Year Time Deposit6.25%6.25%6.25%6.25%
2 Year Time Deposit6.50%6.50%6.50%6.50%
3 Year Time Deposit7.25%7.25%7.25%7.25%
5 Year Time Deposit7.50%7.50%7.50%7.50%
Post Office Interest Rate 2004

SchemeJan – MarApr -JunJul -SepOct – Dec
Saving Bank AccountSB3.50%3.50%3.50%3.50%
5 Year Recurring Deposit RD8.50%7.50%7.50%7.50%
Monthly Income Scheme MIS9.00%8.00%8.00%8.00%
National Saving SchemeNSC9.00%8.00%8.00%8.00%
Kisan Vikas PatraKVP
Public Provident FundPPF9.00%9.00%8.00%8.00%
Time DepositTD
1 Year Time Deposit7.25%6.25%6.25%6.25%
2 Year Time Deposit7.50%6.50%6.50%6.50%
3 Year Time Deposit8.25%7.25%7.25%7.25%
5 Year Time Deposit8.50%7.50%7.50%7.50%
Post Office Interest Rate 2003

SchemeJan – MarApr -JunJul -SepOct – Dec
Saving Bank AccountSB3.50%3.50%3.50%3.50%
5 Year Recurring Deposit RD9.00%8.50%8.50%8.50%
Monthly Income Scheme MIS9.50%9.00%9.00%9.00%
National Saving SchemeNSC9.50%9.00%9.00%9.00%
Kisan Vikas PatraKVP
Public Provident FundPPF9.50%9.00%9.00%9.00%
Time DepositTD
1 Year Time Deposit7.50%7.25%7.25%7.25%
2 Year Time Deposit8.00%7.50%7.50%7.50%
3 Year Time Deposit9.00%8.25%8.25%8.25%
5 Year Time Deposit9.00%8.50%8.50%8.50%
Post Office Interest Rate 2002

SchemeJan – MarApr -JunJul -SepOct – Dec
Saving Bank AccountSB4.50%3.50%3.50%3.50%
5 Year Recurring Deposit RD10.50%9.00%9.00%9.00%
Monthly Income Scheme MIS11.00%9.50%9.50%9.50%
National Saving SchemeNSC11.00%9.50%9.50%9.50%
Kisan Vikas PatraKVP
Public Provident FundPPF11.00%9.50%9.50%9.50%
Time DepositTD
1 Year Time Deposit8.00%7.50%7.50%7.50%
2 Year Time Deposit9.00%8.00%8.00%8.00%
3 Year Time Deposit10.00%9.00%9.00%9.00%
5 Year Time Deposit10.50%9.00%9.00%9.00%
Post Office Interest Rate 2001

SchemeJan – MarApr -JunJul -SepOct – Dec
Saving Bank AccountSB4.50%4.50%4.50%4.50%
5 Year Recurring Deposit RD11.50%10.50%10.50%10.50%
Monthly Income Scheme MIS12.00%11.00%11.00%11.00%
National Saving SchemeNSC11.00%11.00%11.00%11.00%
Kisan Vikas PatraKVP
Public Provident FundPPF12.00%11.00%11.00%11.00%
Time DepositTD
1 Year Time Deposit8.00%8.00%8.00%8.00%
2 Year Time Deposit9.00%9.00%9.00%9.00%
3 Year Time Deposit10.00%10.00%10.00%10.00%
5 Year Time Deposit10.50%10.50%10.50%10.50%
Post Office Interest Rate 2000

SchemeJan – MarApr -JunJul -SepOct – Dec
Saving Bank AccountSB4.50%4.50%4.50%4.50%
5 Year Recurring Deposit RD11.50%11.50%11.50%11.50%
Monthly Income Scheme MIS12.00%12.00%12.00%12.00%
National Saving SchemeNSC11.50%11.50%11.50%11.50%
Kisan Vikas PatraKVP
Public Provident FundPPF12.00%12.00%12.00%12.00%
Time DepositTD
1 Year Time Deposit9.00%9.00%9.00%9.00%
2 Year Time Deposit10.00%10.00%10.00%10.00%
3 Year Time Deposit11.00%11.00%11.00%11.00%
5 Year Time Deposit11.50%11.50%11.50%11.50%
Post Office Interest Rate 1999

SchemeJan – MarApr -JunJul -SepOct – Dec
Saving Bank AccountSB5.50%5.50%5.50%5.50%
5 Year Recurring Deposit RD12.50%12.50%12.50%12.50%
Monthly Income Scheme MIS13.00%13.00%13.00%13.00%
National Saving SchemeNSC12.00%12.00%12.00%12.00%
Kisan Vikas PatraKVP
Public Provident FundPPF12.00%12.00%12.00%12.00%
Time DepositTD
1 Year Time Deposit10.50%10.50%10.50%10.50%
2 Year Time Deposit11.00%11.00%11.00%11.00%
3 Year Time Deposit12.00%12.00%12.00%12.00%
5 Year Time Deposit12.50%12.50%12.50%12.50%
Post Office Interest Rate 1998

SchemeJan – MarApr -JunJul -SepOct – Dec
Saving Bank AccountSB5.50%5.50%5.50%5.50%
5 Year Recurring Deposit RD12.50%12.50%12.50%12.50%
Monthly Income Scheme MIS13.00%13.00%13.00%13.00%
National Saving SchemeNSC12.00%12.00%12.00%12.00%
Kisan Vikas PatraKVP
Public Provident FundPPF
Time DepositTD
1 Year Time Deposit10.50%10.50%10.50%10.50%
2 Year Time Deposit11.00%11.00%11.00%11.00%
3 Year Time Deposit12.00%12.00%12.00%12.00%
5 Year Time Deposit12.50%12.50%12.50%12.50%
Post Office Interest Rate 1997

SchemeJan – MarApr -JunJul -SepOct – Dec
Saving Bank AccountSB5.50%5.50%5.50%5.50%
5 Year Recurring Deposit RD12.50%12.50%12.50%12.50%
Monthly Income Scheme MIS13.00%13.00%13.00%13.00%
National Saving SchemeNSC12.00%12.00%12.00%12.00%
Kisan Vikas PatraKVP
Public Provident FundPPF
Time DepositTD
1 Year Time Deposit10.50%10.50%10.50%10.50%
2 Year Time Deposit11.00%11.00%11.00%11.00%
3 Year Time Deposit12.00%12.00%12.00%12.00%
5 Year Time Deposit12.50%12.50%12.50%12.50%
Post Office Interest Rate 1996

SchemeJan – MarApr -JunJul -SepOct – Dec
Saving Bank AccountSB5.50%5.50%5.50%5.50%
5 Year Recurring Deposit RD12.50%12.50%12.50%12.50%
Monthly Income Scheme MIS13.00%13.00%13.00%13.00%
National Saving SchemeNSC12.00%12.00%12.00%12.00%
Kisan Vikas PatraKVP
Public Provident FundPPF
Time DepositTD
1 Year Time Deposit10.50%10.50%10.50%10.50%
2 Year Time Deposit11.00%11.00%11.00%11.00%
3 Year Time Deposit12.00%12.00%12.00%12.00%
5 Year Time Deposit12.50%12.50%12.50%12.50%
Post Office Interest Rate 1995

SchemeJan – MarApr -JunJul -SepOct – Dec
Saving Bank AccountSB5.50%5.50%5.50%5.50%
5 Year Recurring Deposit RD12.50%12.50%12.50%12.50%
Monthly Income Scheme MIS13.00%13.00%13.00%13.00%
National Saving SchemeNSC12.00%12.00%12.00%12.00%
Kisan Vikas PatraKVP
Public Provident FundPPF12.00%12.00%12.00%12.00%
Time DepositTD
1 Year Time Deposit10.50%10.50%10.50%10.50%
2 Year Time Deposit11.00%11.00%11.00%11.00%
3 Year Time Deposit12.00%12.00%12.00%12.00%
5 Year Time Deposit12.50%12.50%12.50%12.50%
Post Office Interest Rate 1994

SchemeJan – MarApr -JunJul -SepOct – Dec
Saving Bank AccountSB5.50%5.50%5.50%5.50%
5 Year Recurring Deposit RD13.50%13.50%13.50%12.50%
Monthly Income Scheme MIS14.00%14.00%14.00%13.00%
National Saving SchemeNSC12.00%12.00%12.00%12.00%
Kisan Vikas PatraKVP
Public Provident FundPPF12.00%12.00%12.00%12.00%
Time DepositTD
1 Year Time Deposit12.00%12.00%12.00%10.50%
2 Year Time Deposit12.00%12.00%12.00%12.00%
3 Year Time Deposit13.00%13.00%13.00%12.00%
5 Year Time Deposit13.50%13.50%13.50%13.50%
Post Office Interest Rate 1993

SchemeJan – MarApr -JunJul -SepOct – Dec
Saving Bank AccountSB5.50%5.50%5.50%5.50%
5 Year Recurring Deposit RD13.50%13.50%13.50%12.50%
Monthly Income Scheme MIS12.00%14.00%14.00%13.00%
National Saving SchemeNSC12.00%12.00%12.00%12.00%
Kisan Vikas PatraKVP
Public Provident FundPPF12.00%12.00%12.00%12.00%
Time DepositTD
1 Year Time Deposit12.00%12.00%12.00%10.50%
2 Year Time Deposit12.00%12.00%12.00%12.00%
3 Year Time Deposit13.00%13.00%13.00%13.00%
5 Year Time Deposit13.50%13.50%13.50%13.50%
Post Office Interest Rate 1992

SchemeJan – MarApr -JunJul -SepOct – Dec
Saving Bank AccountSB5.50%5.50%5.50%5.50%
5 Year Recurring Deposit RD11.50%11.50%11.50%13.50%
Monthly Income Scheme MIS12.00%12.00%12.00%12.00%
National Saving SchemeNSC12.00%12.00%12.00%12.00%
Kisan Vikas PatraKVP
Public Provident FundPPF12.00%12.00%12.00%12.00%
Time DepositTD
1 Year Time Deposit9.50%9.50%9.50%10.00%
2 Year Time Deposit10.00%10.00%10.00%11.00%
3 Year Time Deposit10.50%11.00%11.00%13.00%
5 Year Time Deposit11.00%11.50%11.50%13.50%
Post Office Interest Rate 1991

SchemeJan – MarApr -JunJul -SepOct – Dec
Saving Bank AccountSB5.50%5.50%5.50%5.50%
5 Year Recurring Deposit RD11.00%11.00%11.00%11.00%
Monthly Income Scheme MIS12.00%12.00%12.00%12.00%
National Saving SchemeNSC12.00%12.00%12.00%12.00%
Kisan Vikas PatraKVP
Public Provident FundPPF12.00%12.00%12.00%12.00%
Time DepositTD
1 Year Time Deposit9.50%9.50%9.50%9.50%
2 Year Time Deposit10.00%10.00%10.00%10.00%
3 Year Time Deposit10.50%10.50%10.50%10.50%
5 Year Time Deposit11.00%11.00%11.00%11.00%
Post Office Interest Rate 1990

SchemeJan – MarApr -JunJul -SepOct – Dec
Saving Bank AccountSB5.50%5.50%5.50%5.50%
5 Year Recurring Deposit RD11.00%11.00%11.00%11.00%
Monthly Income Scheme MIS12.00%12.00%12.00%12.00%
National Saving SchemeNSC12.00%12.00%12.00%
Kisan Vikas PatraKVP
Public Provident FundPPF12.00%12.00%12.00%12.00%
Time DepositTD
1 Year Time Deposit9.50%9.50%9.50%9.50%
2 Year Time Deposit10.00%10.00%10.00%10.00%
3 Year Time Deposit10.50%10.50%10.50%10.50%
5 Year Time Deposit11.00%11.00%11.00%11.00%
Post Office Interest Rate 1989

SchemeJan – MarApr -JunJul -SepOct – Dec
Saving Bank AccountSB5.50%5.50%5.50%5.50%
5 Year Recurring Deposit RD11.00%11.00%11.00%11.00%
Monthly Income Scheme MIS12.00%12.00%12.00%12.00%
Kisan Vikas PatraKVP
Public Provident FundPPF12.00%12.00%12.00%12.00%
Time DepositTD
1 Year Time Deposit9.50%9.50%9.50%9.50%
2 Year Time Deposit10.00%10.00%10.00%10.00%
3 Year Time Deposit10.50%10.50%10.50%10.50%
5 Year Time Deposit11.00%11.00%11.00%11.00%
Post Office Interest Rate 1988

SchemeJan – MarApr -JunJul -SepOct – Dec
Saving Bank AccountSB5.50%5.50%5.50%5.50%
5 Year Recurring Deposit RD11.30%11.00%11.00%11.00%
Monthly Income Scheme MIS12.00%12.00%
Kisan Vikas PatraKVP
Public Provident FundPPF12.00%12.00%12.00%12.00%
Time DepositTD
1 Year Time Deposit9.50%9.50%9.50%9.50%
2 Year Time Deposit10.00%10.00%10.00%10.00%
3 Year Time Deposit10.50%10.50%10.50%10.50%
5 Year Time Deposit11.50%11.00%11.00%11.00%
Post Office Interest Rate 1987

SchemeJan – MarApr -JunJul -SepOct – Dec
Saving Bank AccountSB5.50%5.50%5.50%5.50%
5 Year Recurring Deposit RD11.30%11.30%11.30%11.30%
Kisan Vikas PatraKVP
Public Provident FundPPF10.00%12.00%12.00%12.00%
Time DepositTD
1 Year Time Deposit9.50%9.50%9.50%9.50%
2 Year Time Deposit10.00%10.00%10.00%10.00%
3 Year Time Deposit10.50%10.50%10.50%10.50%
5 Year Time Deposit11.50%11.50%11.50%11.50%
Post Office Interest Rate 1986

SchemeJan – MarApr -JunJul -SepOct – Dec
Saving Bank AccountSB5.50%5.50%5.50%5.50%
5 Year Recurring Deposit RD11.30%11.30%11.30%11.30%
Kisan Vikas PatraKVP
Public Provident FundPPF9.50%10.00%10.00%10.00%
Time DepositTD
1 Year Time Deposit9.00%9.50%9.50%9.50%
2 Year Time Deposit9.75%10.00%10.00%10.00%
3 Year Time Deposit10.50%10.50%10.50%10.50%
5 Year Time Deposit11.50%11.50%11.50%11.50%
Post Office Interest Rate 1985

SchemeJan – MarApr -JunJul -SepOct – Dec
Saving Bank AccountSB5.50%5.50%5.50%5.50%
5 Year Recurring Deposit RD11.30%11.30%11.30%11.30%
Kisan Vikas PatraKVP
Public Provident FundPPF9.00%9.50%9.50%9.50%
Time DepositTD
1 Year Time Deposit9.00%9.00%9.00%9.00%
2 Year Time Deposit9.75%9.75%9.75%9.75%
3 Year Time Deposit10.50%10.50%10.50%10.50%
5 Year Time Deposit11.50%11.50%11.50%11.50%
Post Office Interest Rate 1984

SchemeJan – MarApr -JunJul -SepOct – Dec
Saving Bank AccountSB5.50%5.50%5.50%5.50%
5 Year Recurring Deposit RD10.30%11.30%11.30%11.30%
Kisan Vikas PatraKVP
Public Provident FundPPF8.50%9.00%9.00%9.00%
Time DepositTD
1 Year Time Deposit9.00%9.00%9.00%9.00%
2 Year Time Deposit9.75%9.75%9.75%9.75%
3 Year Time Deposit10.50%10.50%10.50%10.50%
5 Year Time Deposit10.50%11.50%11.50%11.50%
Post Office Interest Rate 1983

SchemeJan – MarApr -JunJul -SepOct – Dec
Saving Bank AccountSB5.50%5.50%5.50%5.50%
5 Year Recurring Deposit RD9.90%10.30%10.30%10.30%
Kisan Vikas PatraKVP
Public Provident FundPPF8.50%8.50%8.50%8.50%
Time DepositTD
1 Year Time Deposit8.50%9.00%9.00%9.00%
2 Year Time Deposit9.50%9.75%9.75%9.75%
3 Year Time Deposit10.50%10.50%10.50%10.50%
5 Year Time Deposit10.50%10.50%10.50%10.50%
Post Office Interest Rate 1982

SchemeJan – MarApr -JunJul -SepOct – Dec
Saving Bank AccountSB5.50%5.50%5.50%
5 Year Recurring Deposit RD9.90%9.90%9.90%
Kisan Vikas PatraKVP
Public Provident FundPPF8.00%8.50%8.50%8.50%
Time DepositTD
1 Year Time Deposit8.50%8.50%8.50%8.50%
2 Year Time Deposit9.50%9.50%9.50%9.50%
3 Year Time Deposit10.50%10.50%10.50%10.50%
5 Year Time Deposit10.50%10.50%10.50%10.50%
Post Office Interest Rate 1981

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By Rajendra Todkar
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Rajendra Todkar is an experienced finance, investment, and insurance writer with a passion for educating readers about personal finance and helping them make informed decisions. With over 15 years of dedicated experience in the field, Rajendra Todkar has established a strong reputation for providing valuable insights and practical advice.
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