How to Download Capital Gain Statement from CAMS (2026): Step-by-Step for ITR | PuneInvest
Last verified: 1 September 2026 — Steps checked live on CAMS Capital Gain Statement page and KFintech. Process is free, takes 2 minutes, and works only for CAMS-serviced AMCs. For KFintech AMCs, use KFintech Capital Gains portal or MF Central. Guide by Rajendra Todkar, PuneInvest.
If you sold mutual fund units last financial year, you need the Realized Capital Gain/Loss statement to file your ITR correctly. CAMS provides a single, FIFO-based statement covering every CAMS-serviced fund in one go — useful when you hold 5–10 schemes renewed via different AMCs.
What This Statement Contains (and What It Doesn’t)
Includes:
- Realized gains/losses for the selected FY (1 Apr – 31 Mar), split into STCG / LTCG for equity and non-equity (debt/hybrid).
- All redemptions, switches-out, SWP/STP redemptions and IDCW payouts where gains are realized.
- FIFO method as required by Income Tax Act, with purchase lots matched to redemption dates.
Does not include:
- Unrealized (notional) gains — check your account statement for those.
- Funds serviced by KFintech (Axis, ICICI Prudential, SBI, Nippon, etc.) — download separately from KFintech or get a consolidated statement via MF Central.
Tax Classification for FY 2024-25 and Later (New Rules Since 23 July 2024)
Post Finance Act 2024, keep this ready before reading the statement:
| Fund type | Holding period for Long-Term | LTCG tax | STCG tax |
|---|---|---|---|
| Equity-oriented (≥65% equity) | >12 months | 12.5% above Rs 1.25 lakh (no indexation) | 20% |
| Debt / Debt-oriented & Gold | >24 months (physical-asset rule) | 12.5% without indexation | Slab rate |
| Unlisted / others | >12–24 months depending on type | 12.5% without indexation | Slab |
CAMS now labels columns as Long-term / Short-term — Equity / Non-equity accordingly. Always cross-check with Form 26AS / AIS before filing.
Step-by-Step: Download from CAMS in 2 Minutes
- Go to the official page: camsonline.com > Investors > Statements > Capital Gain & Capital Loss Statement
- Select Period: Choose Financial Year — e.g.,
01-Apr-2025 to 31-Mar-2026for FY 2025-26 ITR. Use Previous Financial Year during April–June. - Enter registered email: Must be the same email registered in your folios. No OTP is sent if the email isn’t mapped — update via the AMC first.
- Choose Delivery:
Email a download link(faster) orEmail attachment. Attachments may be blocked by some providers. - Select Mutual Fund:
All Mutual Fundsfor a consolidated file, or pick a single AMC to debug. - Pick Format: PDF for ITR filing / CA sharing, Excel if you want to filter and tally, Text for imports.
- Submit and download: Link arrives within minutes from
cams@camsonline.com. It is valid for 24 hours. Check spam if not seen.
Pro Tips and Common Errors
- “No records found” — Either no redemption happened in that FY, or the email is not mapped to the folio, or the fund is KFintech-serviced. Check folio email via CAMS Mailback or MF Central
cas.mfcentral.com. - Multiple emails across folios? Request once per email, then merge Excels. MF Central Consolidated Capital Gains (under “Statements”) is faster if you have many registrars.
- CAMS + KFintech combo? Download both, add totals — ITR Schedule CG needs combined equity/non-equity sums. Our guide on how to check your KFintech statement explains the KFintech steps.
- FIFO vs statement mismatch? CAMS follows FIFO; your broker’s P&L may differ if it averages. ITR expects FIFO — use CAMS/KFintech.
- Want statements for redemption history? Use know how to redeem mutual funds to avoid creating unnecessary gain events via switches.
After You Download
- Open Excel, filter
Gain/Loss Type— sum equity LTCG, equity STCG, non-equity LTCG/STCG separately. - Match totals to AIS (Tax Information System) — AIS pre-fills mutual fund gains since FY 2023-24.
- Share PDF with your tax preparer along with Form 26AS, AIS and capital gain statement from your broker for direct equity.
Frequently Asked Questions
Is CAMS statement password protected?
Yes — typically PAN in lowercase or PAN + DOB (DDMMYYYY) depending on AMC. The email tells you the password format.
Can I get a statement for the current FY before 31 March? Yes — select custom dates. Useful for advance tax estimates, but final ITR needs full FY.
Do I need to create a CAMS account? No. The Investors > Statements page works without login — only your registered email is needed.
What if I have both CAMS and KFintech folios?
Use MF Central (mfcentral.com — login once with PAN + mobile) to get a combined CAS and capital gains statement across both registrars.
Is the statement free? Yes. CAMS, KFintech and MF Central all provide it free by email.
Conclusion: Bookmark the CAMS and MF Central links once. Download in April, reconcile with AIS, and filing becomes 10 minutes of copying totals — no last-day panic.
Also read: How to get capital gains statement from KFintech/Karvy • Know how to redeem mutual fund in various ways • All mutual fund factsheet for latest NAV